For a normal pregnancy, benefits are usually payable for up to four (4) weeks before the expected delivery date and up to six (6) weeks after the actual delivery date (provided that you have not worked during that time). A doctor may certify that you are disabled for a longer period if:
- You experience specific complications related to pregnancy.
- You undergo a Cesarean section.
- You have another simultaneous disability.
- You are physically unable to do your regular job
IMPORTANT:
Do not file your claim before your doctor says that you are disabled and unable to work.
Do not file your claim until you have actually stopped working.
Your claim may be denied if you file before you become disabled or before you stop working.